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Texas Title Loans Can Help You Pay Off Your Credit Cards

If you're like lots of people, you're only making the minimum payments on your credit cards. The good news is that amount is usually affordable. The bad news is you'll never pay them off. Beat the system and get a title loan in Houston to pay off your credit cards and maybe even have a little left over. Apply now and we'll send your free quote in just a few minutes.

How do Auto Title Loans Work?

The process is similar to going into a pawnshop and pawning the Marie Antoinette earrings your grandmother purchased and passed to you. However, unlike with a pawnshop, you get to keep your car for the duration of the loan period. When pawning items, even if you end up eventually buying them back, you don't get to wear them or display them or have them while you're paying them off. With a car title loan you get your money, but you don't lose your keys.

Just as there are dozens of pawn shops in the Dallas area, we have dozens of lenders in the area. When you apply for your loan, our loan experts will:

  • Search through our database to find local lenders that meet your needs
  • Create a flexible payment plan
  • Schedule a vehicle inspection
  • Familiarize you with the loan terms
  • Find you the best interest rates

After your inspection, you'll hand over your car's lien-free title and drive away with your cash. As a bridge company, we're able to get you the best deal possible since we don't have any agenda, so you don't have to do any of the legwork.

What About Credit Issues?

Sometimes, carrying debt on credit cards can negatively impact a credit score. This, in turn, can make it difficult to get a loan. That's a major way Texas title loans are different: you can have no credit or bad credit and you can still qualify. You can even qualify with a bankruptcy on file.

Unlike with a traditional loan, we can get you low interest rates and a lengthy amount of time to repay the loan, even if your credit sucks.

How Can This Help Pay Off Credit Card Debt?

A major danger of credit cards is there's no set amount of time for them to be repaid. You can be paying on them for forever if you're not careful. Like traditional loans, car title loans have a set time frame, anywhere from four months to three years, so the entire loan will be paid off in that time. We can also get you interest rates as low as 3% and the rates won't change for the duration of your loan. Credit cards tend to suck you in with low, 0% interest rates that skyrocket to 15% after the first year. Our customer service representatives can find you a lender in Houston, Dallas or elsewhere in Texas, so you don't need to drive across the state to repay it. What's more, we'll never penalize you for early repayment.

Just take your cash and pay your cards. If you have extra money once your credit cards are paid off, you can use it to finance other bills or expenses. You could also use it for something fun, like a vacation, or hold onto it for an emergency.

If you're ready to get rid of your credit card debt, apply now for your Texas title loan. We're always nearby and are waiting to hear from you.